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Jeff Jacobs - page 15

Jeff Jacobs has 240 articles published.

Seattle Police Twitter Transparency

It’s official the Seattle Police Department will become more transparent.  They introduced “Tweet By Beat” and I must say it’s an amazing step in the right direction.  The program was started last week and gives the the ability to interact with the community better.  It allows the public to get a better idea of what is happening day by day.  Say there is a shooter or robber in your block – now you have a way of knowing and can lock the place up.  Right now they have 51 neighborhood twitter accounts being updated and running wild.  They even automated the process so it’s hands free for staff.

It’s to bad it took so much pressure from the public and the DOJ to make the Seattle this happen but none the less it’s an amazing step forward by the City, the Dept, and Seattle Police Chief John Diaz.

Here is a screen shot to give you an example of what it looks like: 
(or sign-up if wanted)

Now if we can only get more agencies across the nation to be more transparent like this. It would be a great way to keep everyone informed about tasks and program spending by line item.  Proceedural items could be discussed faster and loser programs would be notice faster so they could be eliminated before going broke.

I’m so proud of the Seattle Police Department for taking this step they did a fantastic job.

Romney vs Obama Debate Tonight

The time has finally come where we get to see the Romney vs Obama debate. It will be interesting for sure to see who will be the leader.  We all know Obama is a good talker and this debate may just win him the election if done right.  There are many problems he is going to have to have a response to such as both the low jobs and economy numbers.  I suspect his answer will be the typical point the finger to Bush and blaming the Republicans for holding up his proposals on the table.  As of right now, I don’t believe Romney is a very good talker so we’ll have to see how that works for him.

History has told us many elections are won or lost during the debates.  This election comes down to giving Obama another chance or letting someone new in there to see what he can do.  It’s a matter of how many people believe the excuses President Obama gives regarding his past and like I said he is a great talker.  You see Obama on talk shows like the view for example because they know talking good is one of his greatest assets.  Then as Romney mentioned in secret, that 47% of Americans are being supported by the Government so they are of course going to support Obama until the end.  Why would they change anything and vote for Romney? No way they would. Many people were easily convinced with the hopes and changes he was preaching 4 years ago and many are still on-board with the President.  It’s sort of like it doesn’t matter what he says – just how he says it (which is amazing).  I expect to see Romney start to say and support the things Obama supports to try to pull some additional votes.  We’ve seen this already with him supporting President Obama’s immigration policy.  More than 60% of voters supported Obama last time in 2008.  He will be making more and more promising trying to convince the Obama supporters to change their minds and try a new path.

If you’re watching the Romney vs Obama debate tonight you can find it on pretty much every tv channel at 6pm PST.

Over 50 million are expected to be watching the debate tonight.

Lets get it on!

Madonna Concert In Seattle

The icon Madonna will be in Seattle tonight (Oct 3rd) at Key Arena.  It’s a sold out concert but tickets are available if you look around on the Internet.  You better bring the cash though as ticket prices are very high.  I saw a few suite tickets for $300 each minimum.

Born Aug. 16, 1958 as Madonna Louise Ciccone she has sold more than 300 million records across the World.  She is the top selling female artist of all time.  That record even stands with the Guinness World Records. Madonna was born in Bay City, Michigan and moved to NYC for actually modern dance, however, the music thing worked out better.  Her first album was released in 1983.

Key Arena is a great venue for music.  I love the personal feel of it because it’s much smaller than Century Link for example.

 

Seattle Landlords Got A New Boss

If you’re a homeowner and decide to rent your home down the road, you just got a new boss.  That new boss is the City Of Seattle.  City Council is expect to pass legislation that would require landlords to get their rentals inspected.  They will need to register with the city (pay their fees) and hire a private home inspector to go through their rentals for repairs.  The scarcity of the bill that pushing it through is the inspection of mold and safety issues.  However, we all know it’s a way for the city to build up more revenue.  Lots of money is changing hands with this bill.  You have the city fees (old and all future rentals all pay registration fees).  You have the repair fees and I assure you that private home inspectors will happen to find every little change that needs to happen (it’s in their best interest financially).  Then you have the sales tax revenue generated on those “must have” rental repairs they fill are necessary.  The City Council says it’s not about the money… it’s about the safety.  Sounds like legal corruption to me personally.

The bill is backed by the Tenants Union of Washington.  We all know anything to do with Unions is about the money so we know their agenda. On their website they claim this bill is “the closest we have ever come in over twenty years in the fight for healthy homes for all in Seattle.” I guess they think money grows on trees.  They say they fight for “healthy and safe homes”.  They forgot to add at the dime of everyone else or by any way possible.

As a rental owner, the way the program works is pretty shady. First you must register with the city.  If you don’t register you’ll pay a fine.  It’s going to be monitored through your utility bills.  You then need to pay an inspector to come out from a private company whose sole purpose is to find problems with your rental.  Maybe it’s code violations, maybe its water damage, maybe you didn’t mow the lawn, maybe your roof could leak over the winter. Who knows really.  It could be nothing but most likely thousands of dollars depending on how much the private inspector needs the money or if his car payment is late that month.  After that is done, you need to get the repairs fixed and if you’re late doing that it’s going to cost you a $150 PER DAY fine.

I have seen this game played in several businesses now and it always leads to the same conclusion.  The owner is at the mercy of the City.  They’re always holding a carrot in front of your nose just to make sure you are aware of who is the real boss here.  It’s a power trip when it comes to licenses and they are always looking over your shoulder.  Typically the people telling you how to do things are people who have no experience, never been in your field, and think they know better then you how to run your business (or rental).  That is the reality and how this game is played.  It will also be how this new program is going to work.

The sad thing about this bill, the Seattle City Council, and the government is that they think they need and must “help” everyone.  Business owners, landlords, drivers, etc just want to be left alone.  Nobody (read all the comments on the Seattle times or news tribune about this bill) likes being told what to do or how to do it better by someone who has never done it themselves.  I know the only thing I want from the Government is to be left alone.  Just quite trying to “help” me.  It’s easy to pass bills like this because most people will never be financially sound enough to have a rental, probably are broke or near it most months, feel bad, or just don’t care about about others because it doesn’t and never will effect them.  I compare it to the 1% paying for everyone else.  It’s great for elections also….Why would the majority 99% care about the rich paying a little extra to help everyone else.  Sad but true.

Regarding this new legislation. I understand there are many slumlords out there.  Compared to the masses of landlords that number is low, however (like %10).  I guess we need the 90% to be burdened and pay the city extra and support the inspectors businesses just to fix the bad 10%?  Do you think renters are stupid and won’t leave if they don’t have heat or see mold where their kids play?  Seriously! We have laws about rental and tenants already in place to handle bad landlords and these situations.  You got mold in your rental and you didn’t see it when you did the initial walk through the rental, MOVE OUT, it’s unsafe and you have that right by law already.  The heating doesn’t work? MOVE OUT you’re all ready protected by law.  Good landlords don’t need to pay all the fees and have all the worries by these new bosses who know it all.  Yet they should pay the price also?  Registration fees each year and private inspectors looking to make money for their own business are not going to come out and work for free you know.

Another item to consider is that many rentals are supported income for the elderly.  They paid off and worked hard for an extra home/rental many years ago and the failed programs like social security don’t provide enough to live on. They are no bad landlords they are just getting by with the property taxes, insurance, and higher costs of home ownership. Again, if their rentals are not safe to live in, then by law the tenant can move out.  These laws are already in place to protect people. We don’t need to be hurting the elderly financially – they’re struggling enough and worked damn hard to have an extra rental.  In addition, these homes or rentals are 50 years old – you know how much it’s going to cost them to get repairs by their new inspector bosses. Some new doors with locks will cost more than what they’ll make the whole month in rent.  This program just causes more harm than good.  It’s way worse than anything a robber could do to them an alley somewhere.

It appears many of the Seattle news agencies have reported on this.  The comments from people are ALL negative and don’t support it.  Most describe it as I do above with Government getting bigger and continuing “helping” everyone to fill their pockets because they can’t manage a city financially.  Do they really have to try to “help” with everything and everyone all the time.  It’ seems like everything is “helped” someway by the Government now.  Everyone is expecting a helping hand, living rent free in luxury apartments, health care, cell phones etc the list goes on and on.

You have to understand there are many angles not discussed here such as pushing out the old who purchased 50 years ago for the new apartment luxury condos.  They bill causes more damage to the 90% of people who worked hard and paid the price to have that rental/s only to get a new boss to come in and bankrupt them (or force them to sell) because they simply don’t have the money for all the “must repair or fined” repairs that the inspector thinks the elderly in retirement really has.

This is a horrible bill and I don’t believe it’s really been examined fully to move forward into law. We already have laws in place we don’t need to have more bosses in our lives who think they know it all and dangling the carrot over our heads.  Just back off and let people live how they want too.  Perhaps they can experience the little bit of freedom that is left in this country.

Seattle Weekly Deal

We are bringing the deal to you this week and Wow this is a pretty amazing deal.  Brought to you by Graveyardmall.com.

The Deal:

You get 9 Pairs of Women’s branded sunglasses.  Individually they sell between $10 – $29 each but you’re getting 9 pairs of them.  Just in time to enjoy the last few weeks of the sunshine in Seattle.  All are UVA and UVB protected.

$149.00 $13.99 + $1.99 s/h

You can read and order the Seattle deal RIGHT HERE.

**This Seattle deal won’t last long maybe only today or just a few days.

——————————

**Do you want to be featured on the “Seattle Deal Of The Week”…. Then Contact Us. There is no cost to be featured.

 

Seattle 5 Day Weather Forecast

Summer has passed us by and we are heading fast into colder mornings.  Today looks like it will be the best day of the week.  Later in the day we could hit 75!  We already have the blue skies and the sun is shinning here in Seattle.

Enjoy the week.

Top Chef Seattle Season 10

The Bravo series Top Chef Season 10 is in Seattle.  It’s scheduled to be premiered on Bravo November 7th at 7pm (10pm Eastern).  The headliner judge of the show will be Wolfgang Puck.  I must say Seattle seems like a great location for food.  We have so much available in the Pacific Northwest.  From schools, talent, creativity, seafood, etc Seattle’s food scene is truly amazing.  Very limited information has been released about the premiere so we will all have to wait and experience it together.  It would be nice to know who if any armature Seattle chefs will be on the show.

Here is a Wolfgang Puck on the Ellen Show cooking a pizza.

Things To Do This Weekend

Seattle has a few things going on this weekend.  Last weekend will be tough to beat considering the Seahawks game and how much drama was created over that event.  However, catch some the last minute sunshine and enjoy these Seattle events.

  • Washington State Cougars vs Oregon Ducks.  Starts at 7:30 (Saturday) at Century Link Field.
  • All State Parks are FREE Saturday (9/29/12).
  • Seattle Seahawks vs Rams.  It’s time for another big football game.  Since they are in our division we really need the win!  Sunday 10am – FOX (away game)
  • Pike Place Market has free cooking demonstrations.  Starts at 2pm by Phyllis Rosen & Jeremy McLachian.  You can also just walk and enjoy the Pike Place Market while you are there.  (Sunday)
  • The Seattle Storm are in the playoffs (9 years in a row) and have a game Sunday at Key Arena 6pm.
  • The 2012 Italian Festival is happening all weekend (Saturday and Sunday).  Located at the Fisher Pavillion.  It’s a fun and food event.  Free admission for everyone.
  • If you’re looking to take in a movie (and pay the big bucks!) I would highly recommend “Looper”.  Rated R.  Looks like a great movie in my opinion. It’s playing all weekend and came out Friday.

There you have it – some things to do this weekend in Seattle.  Have fun!

Obama Refinance Plan FAILS

With our historically low mortgage rates, President Obama is pushing the Republicans again about a piece of legislation he proposed back in February.  The Obama Administration believes it would help many of the struggling homeowners and families trying to keep their homes, pay their debt, and prevent many foreclosures.

President Obama mentioned today on his weekly radio/Internet address that “Here we are – seven months later – still waiting on Congress to act”.  It’s the typical response from Obama and same whether we are talking about jobs or mortgages.

Republicans won’t agree to the proposal because of its $5 to $10 billion cost.  Like many things sitting in Congress from Obama they come at a high cost.  Just like this proposed refinance offer or the many construction bills on the table to inflate the jobs numbers spending money on special road projects that are not “must” have work.

The idea of refinancing your home fails in many ways.  Honestly, it was a failure before it even started.  The biggest problem is that it’s governed by your bank.  The bank evaluates if you even qualify for a refinance.  You need a job and steady income proven with years of IRS documents.  In short, you have a be a long term paying citizen to even quality.  If you break even at the end of the year when it comes to taxes or owe anything you wouldn’t “qualify” for refinancing.  On paper you wouldn’t be making any money to pay the bills.  However, if you’re really good citizen and make 100K a year (paying 35% to taxes) and keeping the rest – you would qualify for home refinancing.  If you get my point to be eligible by the bank you’re IRS documents must state you’re paying them and doing your civic duty.  Breaking even or paying the IRS isn’t going to allow you to refinance your mortgage rate.

The other problem and I am sure President Obama knows this (many homeowners don’t) is that Washington state like many states is a non recourse state.  If you ever just give up on your home and walk way in Washington State, the bank will foreclose on you (ruin your credit) and that will be it.  There will be no legal repercussions.  The bank won’t come after you for the remaining balance after auction should they lose money overall on your loan.  In some states they can sue you for the rest of the loan.   HOWEVER, take note that non-recourse doesn’t apply when you refinance.  Non recourse also doesn’t apply to equity loans should you have one. So trying to do the right thing may in fact make your financial issue even worse and that is why I would never support this refinance plan by Obama.  Many innocent people will get trapped into a bigger mess trying to do the “right thing” to make it work.  If you refinance and walk away the bank can come after you later once they low-ball it at an auction to some investor.

I have said it before that homes are not investments they are liabilities.  Buying something 4 times it’s worth will never work out.  The numbers simply don’t work out anymore.  Don’t get to attached and I’m a strong advocate of walking away if you must.  Banks got their bailout and already been paid for your home so know when to cut your losses on your home if you must.

By passing this Obama refinance plan, it forces people to try to make it work and not walk away from a really bad idea (home).  It puts you even more at the mercy of the bank and I assure you they don’t give a rats ass about you or your family.

Seattle Pothole Repair – The Solution

Seattle potholes are all over.  With the recent proposal from King County Executive Dow Constantine charging cities of 250,000 or more $20 per car each year, I figured I would present another solution.  The reality is that this job isn’t to complicated and we are paying people $30 per hour running all over town repairing potholes.  We need it out of the cities hands (labor wise).  How much talent does it take to get a shovel and fill a pot hole?  You shove the hot mess into the hole smooth it out and pat it down tight.  It’s so simple a monkey could do it.  We need to stop wasting the money and talent on pot hole repair.

Obviously from the budget review report by Dow Constantine stating we’re spending 73% of our budget on court cases and criminals we need to start putting them to work.  We have an army of community service workers every day.  They are out cleaning up the roads (garbage, tires, paper etc), cutting back bushes and sticker bushes, feeding the homeless, so lets give them a shovel and put them to work.  Seriously.  Add a crew, put one guy in charge like they do now and take road trips filling up all these pot holes.  Most of their actual “work time” would be driving to different cities anyway so labor wise it wouldn’t be to difficult.  I know I would rather be driving around town and filling holes then having to do real community service work like cleaning the east side of I5 all day long.

It’s a solution and one to consider.  We would save so much money considering what we are paying people to do it now and the management involved.

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